<!DOCTYPE html>
<html lang="en">
<head>
    <meta charset="UTF-8">
    <meta name="viewport" content="width=device-width, initial-scale=1.0">
        <title>Homesinrockaway - Comprehensive Protection for Your Unique Needs</title>

    <script src="https://cdn.tailwindcss.com"></script>
    
    <link href="https://cdnjs.cloudflare.com/ajax/libs/flowbite/2.2.0/flowbite.min.css" rel="stylesheet" />
    <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.4.0/css/all.min.css">
    <link rel="preconnect" href="https://fonts.googleapis.com">
    <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
    <link href="https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800;900&display=swap" rel="stylesheet">

    <style>
        html {
            scroll-behavior: smooth;
        }

        body {
            font-family: 'Inter', sans-serif;
        }
        h1, h2, h3, h4, h5, h6 {
            font-family: 'Plus Jakarta Sans', sans-serif;
        }

        .gradient-text {
            background: linear-gradient(135deg, var(--tw-gradient-from), var(--tw-gradient-to));
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }

        .glass-effect {
            background: rgba(255, 255, 255, 0.9);
            backdrop-filter: blur(10px);
            -webkit-backdrop-filter: blur(10px);
        }

        .hover-lift {
            transition: transform 0.3s ease, box-shadow 0.3s ease;
        }

        .hover-lift:hover {
            transform: translateY(-8px);
            box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
        }

        @keyframes float {
            0%, 100% { transform: translateY(0); }
            50% { transform: translateY(-20px); }
        }

        .animate-float {
            animation: float 6s ease-in-out infinite;
        }

        .pattern-dots {
            background-image: radial-gradient(circle, rgba(0,0,0,0.05) 1px, transparent 1px);
            background-size: 20px 20px;
        }

        .section-divider {
            position: relative;
            overflow: hidden;
        }

        .section-divider::before {
            content: '';
            position: absolute;
            top: -50%;
            left: -10%;
            width: 120%;
            height: 200%;
            background: linear-gradient(135deg, transparent 45%, rgba(255,255,255,0.03) 50%, transparent 55%);
            transform: rotate(-5deg);
        }
    </style>
    <meta name="theme-variant" content="f1d82c7896026a467f875e81a2e40469">
    <link rel="stylesheet" href="assets/css/dynamic.css">
</head>
<body class="antialiased">

<nav class="bg-gray-900 fixed w-full z-50 top-0 border-b border-gray-800">
    <div class="max-w-screen-xl flex flex-wrap items-center justify-between mx-auto p-4">
        <a href="./" class="flex items-center space-x-3">
            <div class="w-10 h-10 flex items-center justify-center">
                <svg width="48" height="48" viewBox="0 0 48 48" xmlns="http://www.w3.org/2000/svg">
                <defs>
                    <linearGradient id="grad-115219e8050c6e36a20c623217642a65" x1="0%" y1="0%" x2="100%" y2="100%">
                        <stop offset="0%" style="stop-color:#f43f5e;stop-opacity:1" />
                        <stop offset="50%" style="stop-color:#dc2626;stop-opacity:1" />
                        <stop offset="100%" style="stop-color:#ec4899;stop-opacity:1" />
                    </linearGradient>
                </defs>
                <path d="M 24 4 L 44 4 L 44 40 L 24 40 Z" fill="url(#grad-115219e8050c6e36a20c623217642a65)" />
                <text x="24" y="29" font-family="Arial, sans-serif" font-size="16" font-weight="bold" fill="white" text-anchor="middle" dominant-baseline="central">HO</text>
            </svg>            </div>
            <span class="self-center text-2xl font-bold text-white">
                Homesinrockaway            </span>
        </a>
        <button data-collapse-toggle="navbar-default" type="button" class="inline-flex items-center p-2 w-10 h-10 justify-center text-sm text-gray-400 rounded-lg md:hidden hover:bg-gray-800">
            <svg class="w-5 h-5" fill="none" viewBox="0 0 17 14">
                <path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M1 1h15M1 7h15M1 13h15"/>
            </svg>
        </button>
        <div class="hidden w-full md:block md:w-auto" id="navbar-default">
            <ul class="font-medium flex flex-col md:flex-row md:space-x-8">
                <li><a href="/Home</a></li>
                <li><a href="about-us.php" class="block py-2 px-3 text-gray-300 hover:text-white transition-colors">About</a></li>
                <li><a href="blog/" class="block py-2 px-3 text-gray-300 hover:text-white transition-colors">Blog</a></li>
                <li>
                    <a href="contact.php" class="block py-2.5 px-6 text-white bg-gradient-to-r from-rose-600 to-red-600 rounded-lg hover:shadow-lg transition-all font-semibold">Contact</a>
                </li>
            </ul>
        </div>
    </div>
</nav>


<section class="mt-16 bg-white">
    <div class="max-w-screen-xl mx-auto px-4 py-20 lg:py-28">
        <div class="grid lg:grid-cols-2 gap-16 items-center">
            <div class="relative">
                <div class="absolute -top-8 -left-8 w-24 h-24 bg-rose-100 rounded-full"></div>
                <div class="absolute -bottom-8 -right-8 w-32 h-32 bg-red-100 rounded-full"></div>
                <div class="relative bg-gradient-to-br from-rose-50 to-red-50 rounded-3xl p-8 border border-rose-200">
                    <img src="https://images.pexels.com/photos/3912401/pexels-photo-3912401.jpeg?auto=compress&cs=tinysrgb&dpr=2&h=650&w=940" alt="Hero" class="rounded-2xl shadow-xl">
                </div>
            </div>
            
            <div>
                <div class="flex items-center space-x-3 mb-6">
                    <div class="w-12 h-1 bg-gradient-to-r from-rose-600 to-red-600"></div>
                    <span class="text-rose-600 font-bold">Made-to-Order Insurance</span>
                </div>
                
                <h1 class="text-5xl lg:text-6xl font-black text-gray-900 mb-6 leading-tight">
                    Comprehensive Protection for Your Unique Needs                </h1>
                
                <p class="text-xl text-gray-600 mb-8 leading-relaxed">
                    Secure Your Tomorrow: Trustworthy Insurance Coverage for Your Family and Business                </p>
                
                <div class="flex flex-wrap gap-4">
                    <a href="#contact" class="px-8 py-4 bg-gradient-to-r from-rose-600 to-red-600 text-white font-bold rounded-full hover:shadow-xl transition-all">
                        Discover Your Inner Beauty                    </a>
                    <a href="#services" class="px-8 py-4 bg-gray-100 text-gray-900 font-bold rounded-full hover:bg-gray-200 transition-all">
                        Learn More →
                    </a>
                </div>
                
                <div class="mt-12 flex items-center space-x-8">
                    <div>
                        <div class="text-3xl font-black text-rose-600">500+</div>
                        <div class="text-sm text-gray-600">Happy Clients</div>
                    </div>
                    <div>
                        <div class="text-3xl font-black text-rose-600">98%</div>
                        <div class="text-sm text-gray-600">Satisfaction</div>
                    </div>
                    <div>
                        <div class="text-3xl font-black text-rose-600">24/7</div>
                        <div class="text-sm text-gray-600">Support</div>
                    </div>
                </div>
            </div>
        </div>
    </div>
</section>


<section class="relative bg-gradient-to-r from-rose-600 to-red-600 py-20 overflow-hidden">
    <div class="absolute inset-0 opacity-20">
        <div class="absolute top-0 left-0 w-full h-full pattern-dots"></div>
    </div>
    <div class="max-w-screen-xl mx-auto px-4 relative z-10">
        <div class="grid md:grid-cols-4 gap-8">
                        <div class="text-center text-white">
                <div class="w-20 h-20 bg-white/20 backdrop-blur-sm rounded-full flex items-center justify-center mx-auto mb-6 border-2 border-white/30">
                    <i class="fas fa-users text-2xl"></i>
                </div>
                <div class="text-6xl font-black mb-3">10K+</div>
                <div class="text-white/90 text-lg font-semibold">Users</div>
            </div>
                        <div class="text-center text-white">
                <div class="w-20 h-20 bg-white/20 backdrop-blur-sm rounded-full flex items-center justify-center mx-auto mb-6 border-2 border-white/30">
                    <i class="fas fa-server text-2xl"></i>
                </div>
                <div class="text-6xl font-black mb-3">99.9%</div>
                <div class="text-white/90 text-lg font-semibold">Uptime</div>
            </div>
                        <div class="text-center text-white">
                <div class="w-20 h-20 bg-white/20 backdrop-blur-sm rounded-full flex items-center justify-center mx-auto mb-6 border-2 border-white/30">
                    <i class="fas fa-chart-line text-2xl"></i>
                </div>
                <div class="text-6xl font-black mb-3">$5M+</div>
                <div class="text-white/90 text-lg font-semibold">Revenue</div>
            </div>
                        <div class="text-center text-white">
                <div class="w-20 h-20 bg-white/20 backdrop-blur-sm rounded-full flex items-center justify-center mx-auto mb-6 border-2 border-white/30">
                    <i class="fas fa-globe text-2xl"></i>
                </div>
                <div class="text-6xl font-black mb-3">50+</div>
                <div class="text-white/90 text-lg font-semibold">Countries</div>
            </div>
                    </div>
    </div>
</section>

<section class="relative bg-gray-900 py-20 overflow-hidden" id="services">
    <div class="absolute inset-0 bg-gradient-to-br from-rose-900/20 to-red-900/20"></div>
    
    <div class="max-w-screen-xl mx-auto px-4 relative z-10">
        <div class="text-center mb-16">
            <span class="inline-block px-4 py-2 bg-white/10 text-white rounded-full text-sm font-semibold mb-4">Services</span>
            <h2 class="text-5xl font-extrabold text-white mb-4">Experience Beauty Like Never Before with Our Services</h2>
            <p class="text-xl text-gray-300 max-w-2xl mx-auto">Professional solutions for every need</p>
        </div>
        
        <div class="grid md:grid-cols-3 gap-6">
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-rose-500 to-red-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-shield-alt text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Travel Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Travel with confidence knowing you are protected against unexpected events. Our travel insurance plans provide comprehensive coverage for medical emergencies, trip cancellations, and more.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-rose-500 to-red-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-umbrella text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Auto Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Drive with peace of mind knowing you and your vehicle are fully protected. We offer a range of comprehensive auto insurance plans to safeguard you against unforeseen events on the road.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-rose-500 to-red-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-home text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Boat Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Set sail with peace of mind knowing you are covered by our boat insurance plans. We offer customizable coverage for everything from liability to physical damage.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-rose-500 to-red-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-car text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Health Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Your health is your greatest asset. Secure it with our comprehensive health insurance plans, providing you with the coverage you need to access quality healthcare without financial burden.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-rose-500 to-red-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-user-shield text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Flood Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Protect your home and belongings from flood damage with our comprehensive flood insurance coverage. We offer customized solutions to fit your needs and budget.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-rose-500 to-red-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-file-contract text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Home Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Your home is more than just a structure – it's where memories are made. Ensure it remains safe and protected with our customizable home insurance policies, designed to fit your unique needs.</p>
            </div>
                    </div>
    </div>
</section>

<section class="relative py-24 bg-white overflow-hidden" id="testimonials">
    <div class="max-w-screen-xl mx-auto px-4 relative z-10">
        <div class="text-center mb-16">
            <div class="inline-flex items-center gap-2 px-5 py-2.5 bg-rose-100 text-rose-700 rounded-full text-sm font-semibold mb-6">
                <i class="fas fa-quote-right"></i>
                Testimonials
            </div>
            <h2 class="text-5xl md:text-6xl font-black text-gray-900 mb-4">What Our Clients Say</h2>
        </div>
        <div class="grid md:grid-cols-3 gap-8">
                        <div class="relative group">
                <div class="absolute -inset-1 bg-gradient-to-r from-rose-600 to-red-600 rounded-2xl blur opacity-0 group-hover:opacity-20 transition-opacity"></div>
                <div class="relative bg-white rounded-2xl p-8 shadow-lg border border-gray-100">
                    <div class="flex items-center mb-4">
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                            </div>
                    <p class="text-gray-700 mb-6 leading-relaxed italic">
                        "Customer service metrics improved across the board. Retention rates are at company record highs."
                    </p>
                    <div class="flex items-center gap-4 pt-4 border-t border-gray-100">
                        <img src="https://randomuser.me/api/portraits/men/71.jpg" alt="Linda Peterson" class="w-12 h-12 rounded-full object-cover border-2 border-rose-200">
                        <div>
                            <div class="font-black text-gray-900">Linda Peterson</div>
                            <div class="text-sm text-gray-600">Branch Manager, National Coverage Partners</div>
                        </div>
                    </div>
                </div>
            </div>
                        <div class="relative group">
                <div class="absolute -inset-1 bg-gradient-to-r from-rose-600 to-red-600 rounded-2xl blur opacity-0 group-hover:opacity-20 transition-opacity"></div>
                <div class="relative bg-white rounded-2xl p-8 shadow-lg border border-gray-100">
                    <div class="flex items-center mb-4">
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                            </div>
                    <p class="text-gray-700 mb-6 leading-relaxed italic">
                        "Regulatory compliance became straightforward. Their expertise in insurance regulations is outstanding."
                    </p>
                    <div class="flex items-center gap-4 pt-4 border-t border-gray-100">
                        <img src="https://randomuser.me/api/portraits/men/92.jpg" alt="Robert Turner" class="w-12 h-12 rounded-full object-cover border-2 border-rose-200">
                        <div>
                            <div class="font-black text-gray-900">Robert Turner</div>
                            <div class="text-sm text-gray-600">VP of Operations, Shield Insurance Group</div>
                        </div>
                    </div>
                </div>
            </div>
                        <div class="relative group">
                <div class="absolute -inset-1 bg-gradient-to-r from-rose-600 to-red-600 rounded-2xl blur opacity-0 group-hover:opacity-20 transition-opacity"></div>
                <div class="relative bg-white rounded-2xl p-8 shadow-lg border border-gray-100">
                    <div class="flex items-center mb-4">
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                            </div>
                    <p class="text-gray-700 mb-6 leading-relaxed italic">
                        "Risk assessment tools are incredibly accurate. Our loss ratios improved significantly within one quarter."
                    </p>
                    <div class="flex items-center gap-4 pt-4 border-t border-gray-100">
                        <img src="https://randomuser.me/api/portraits/men/6.jpg" alt="George Sullivan" class="w-12 h-12 rounded-full object-cover border-2 border-rose-200">
                        <div>
                            <div class="font-black text-gray-900">George Sullivan</div>
                            <div class="text-sm text-gray-600">Underwriting Manager, Guardian Insurance Corp</div>
                        </div>
                    </div>
                </div>
            </div>
                    </div>
    </div>
</section>


<section class="bg-gray-900 py-24" id="features">
    <div class="max-w-screen-xl mx-auto px-4">
        <h2 class="text-6xl font-black text-white text-center mb-20">Why Choose Us</h2>
        
        <div class="grid lg:grid-cols-3 gap-12">
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-rose-600 rounded-lg flex items-center justify-center mb-6">
                    <i class="fas fa-bolt text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-white mb-4">Lightning Fast</h3>
                <p class="text-gray-400">Optimized for maximum speed and performance</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-rose-600 rounded-lg flex items-center justify-center mb-6">
                    <i class="fas fa-lock text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-white mb-4">Bank-Level Security</h3>
                <p class="text-gray-400">Enterprise-grade protection for your data</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-rose-600 rounded-lg flex items-center justify-center mb-6">
                    <i class="fas fa-mobile-alt text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-white mb-4">Mobile Ready</h3>
                <p class="text-gray-400">Perfect experience on any device</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-rose-600 rounded-lg flex items-center justify-center mb-6">
                    <i class="fas fa-sync text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-white mb-4">Auto Updates</h3>
                <p class="text-gray-400">Always up-to-date with latest features</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-rose-600 rounded-lg flex items-center justify-center mb-6">
                    <i class="fas fa-users text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-white mb-4">Team Collaboration</h3>
                <p class="text-gray-400">Work together seamlessly</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-rose-600 rounded-lg flex items-center justify-center mb-6">
                    <i class="fas fa-chart-bar text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-white mb-4">Analytics</h3>
                <p class="text-gray-400">Deep insights into your performance</p>
            </div>
                    </div>
    </div>
</section>


<section class="py-20 bg-white" id="about">
    <div class="max-w-screen-xl mx-auto px-4">
        <div class="text-center mb-16">
            <div class="inline-block px-6 py-3 bg-rose-100 text-rose-700 rounded-full text-sm font-bold mb-6">
                Made-to-Order Insurance            </div>
            <h2 class="text-4xl md:text-5xl font-black text-gray-900 mb-6">
                Tailored Insurance Plans for Your Individual Requirements            </h2>
            <p class="text-xl text-gray-600 max-w-3xl mx-auto">
                One of the biggest benefits of working with our agency is our ability to provide customized insurance solutions. We understand that no two situations are the same, which is why we take the time to assess your risks and create a policy that is tailored to your needs. Our team of experts will work with you to identify your priorities and develop a policy that provides the protection you need, without breaking the bank.            </p>
        </div>
        <div class="grid lg:grid-cols-3 gap-8">
            <div class="lg:col-span-2">
                <div class="relative">
                    <img src="https://images.pexels.com/photos/5918384/pexels-photo-5918384.jpeg?auto=compress&cs=tinysrgb&dpr=2&h=650&w=940" alt="About" class="rounded-2xl shadow-xl">
                    <div class="absolute -bottom-6 -right-6 p-8 bg-gradient-to-br from-rose-600 to-red-600 rounded-2xl text-white shadow-2xl">
                        <div class="text-4xl font-black mb-2">500+</div>
                        <div class="text-sm opacity-90">Projects Completed</div>
                    </div>
                </div>
            </div>
            <div class="space-y-6">
                <div class="p-6 bg-gradient-to-br from-rose-50 to-red-50 rounded-2xl border-2 border-rose-100">
                    <div class="w-14 h-14 bg-rose-600 rounded-xl flex items-center justify-center mb-4">
                        <i class="fas fa-award text-white text-2xl"></i>
                    </div>
                    <h4 class="text-xl font-black text-gray-900 mb-2">Award Winning</h4>
                    <p class="text-gray-600 text-sm">Recognized excellence</p>
                </div>
                <div class="p-6 bg-gradient-to-br from-red-50 to-rose-50 rounded-2xl border-2 border-red-100">
                    <div class="w-14 h-14 bg-red-600 rounded-xl flex items-center justify-center mb-4">
                        <i class="fas fa-users text-white text-2xl"></i>
                    </div>
                    <h4 class="text-xl font-black text-gray-900 mb-2">Expert Team</h4>
                    <p class="text-gray-600 text-sm">Skilled professionals</p>
                </div>
                <a href="#contact" class="block w-full py-4 text-center bg-gradient-to-r from-rose-600 to-red-600 text-white font-bold rounded-xl hover:shadow-xl transition-all">
                    Discover Coverage                </a>
            </div>
        </div>
    </div>
</section>


<section class="bg-white py-20" id="blog">
    <div class="max-w-screen-xl mx-auto px-4">
        <div class="flex flex-col md:flex-row md:items-end md:justify-between mb-16 pb-8 border-b-2 border-gray-200">
            <div>
                <span class="text-rose-600 font-bold text-sm uppercase tracking-wider">Blog</span>
                <h2 class="mt-2 text-4xl md:text-5xl font-black text-gray-900">Stay Informed</h2>
            </div>
            <a href="blog/" class="mt-4 md:mt-0 text-rose-600 font-semibold hover:text-rose-700 transition-colors">
                View All →
            </a>
        </div>
        
                
        <div class="grid lg:grid-cols-3 gap-8 mb-12">
            <div class="lg:col-span-2">
                <article class="group relative bg-white rounded-2xl overflow-hidden shadow-xl hover:shadow-2xl transition-all">
                    <div class="relative h-96 overflow-hidden">
                        <img src="https://images.pexels.com/photos/3184336/pexels-photo-3184336.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="Embedded Wellness Riders for Life Policies" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-700">
                        <div class="absolute inset-0 bg-gradient-to-t from-black/80 via-black/40 to-transparent"></div>
                        <div class="absolute bottom-0 left-0 right-0 p-8">
                            <span class="inline-block px-4 py-2 bg-rose-600 text-white text-sm font-bold rounded-full mb-4">Life Insurance</span>
                            <h3 class="text-3xl font-black text-white mb-4 group-hover:text-pink-300 transition-colors">
                                <a href="/blog/embedded-wellness-riders-for-life-policies">Embedded Wellness Riders for Life Policies</a>
                            </h3>
                            <div class="flex items-center text-white/90 text-sm">
                                <span>November 28, 2026</span>
                                <span class="mx-2">•</span>
                                <span>Michael Chen</span>
                            </div>
                        </div>
                    </div>
                </article>
            </div>
            
            <div class="space-y-6">
                                <article class="group flex gap-4 bg-white rounded-xl overflow-hidden shadow-md hover:shadow-lg transition-all">
                    <div class="relative w-32 h-32 flex-shrink-0 overflow-hidden rounded-lg">
                        <img src="https://images.pexels.com/photos/3184299/pexels-photo-3184299.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="Parametric Climate Wallets" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-500">
                    </div>
                    <div class="flex-1 py-2">
                        <span class="text-xs text-rose-600 font-semibold">Parametric</span>
                        <h4 class="text-sm font-bold text-gray-900 mt-1 mb-2 group-hover:text-rose-600 transition-colors line-clamp-2">
                            <a href="/blog/parametric-climate-wallets/">Parametric Climate Wallets</a>
                        </h4>
                        <div class="text-xs text-gray-500">November 25, 2026</div>
                    </div>
                </article>
                                <article class="group flex gap-4 bg-white rounded-xl overflow-hidden shadow-md hover:shadow-lg transition-all">
                    <div class="relative w-32 h-32 flex-shrink-0 overflow-hidden rounded-lg">
                        <img src="https://images.pexels.com/photos/3184296/pexels-photo-3184296.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="Claims Co-Creation Communities" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-500">
                    </div>
                    <div class="flex-1 py-2">
                        <span class="text-xs text-rose-600 font-semibold">Claims</span>
                        <h4 class="text-sm font-bold text-gray-900 mt-1 mb-2 group-hover:text-rose-600 transition-colors line-clamp-2">
                            <a href="/blog/claims-co-creation-communities/">Claims Co-Creation Communities</a>
                        </h4>
                        <div class="text-xs text-gray-500">November 22, 2026</div>
                    </div>
                </article>
                                <article class="group flex gap-4 bg-white rounded-xl overflow-hidden shadow-md hover:shadow-lg transition-all">
                    <div class="relative w-32 h-32 flex-shrink-0 overflow-hidden rounded-lg">
                        <img src="https://images.pexels.com/photos/5849553/pexels-photo-5849553.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="Top Insurance Trends Shaping the Sector in 2024" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-500">
                    </div>
                    <div class="flex-1 py-2">
                        <span class="text-xs text-rose-600 font-semibold">General</span>
                        <h4 class="text-sm font-bold text-gray-900 mt-1 mb-2 group-hover:text-rose-600 transition-colors line-clamp-2">
                            <a href="/blog/top-insurance-trends-shaping-the-sector-in-2024/">Top Insurance Trends Shaping the Sector in 2024</a>
                        </h4>
                        <div class="text-xs text-gray-500">November 19, 2026</div>
                    </div>
                </article>
                                <article class="group flex gap-4 bg-white rounded-xl overflow-hidden shadow-md hover:shadow-lg transition-all">
                    <div class="relative w-32 h-32 flex-shrink-0 overflow-hidden rounded-lg">
                        <img src="https://images.pexels.com/photos/5849553/pexels-photo-5849553.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="Complete Guide to Insurance Trends in insurance" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-500">
                    </div>
                    <div class="flex-1 py-2">
                        <span class="text-xs text-rose-600 font-semibold">General</span>
                        <h4 class="text-sm font-bold text-gray-900 mt-1 mb-2 group-hover:text-rose-600 transition-colors line-clamp-2">
                            <a href="/blog/complete-guide-to-insurance-trends-in-insurance/">Complete Guide to Insurance Trends in insurance</a>
                        </h4>
                        <div class="text-xs text-gray-500">November 16, 2026</div>
                    </div>
                </article>
                            </div>
        </div>
    </div>
</section>


<section class="relative py-32 overflow-hidden" style="background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);">
    <div class="absolute inset-0 opacity-20" style="background-image: radial-gradient(circle, white 2px, transparent 2px); background-size: 50px 50px;"></div>
    
    <div class="relative z-10 max-w-screen-xl mx-auto px-4">
        <div class="max-w-3xl mx-auto text-center text-white">
            <h2 class="text-7xl font-black mb-8">Let's Talk</h2>
            <p class="text-3xl font-light mb-12">
                Turn your vision into reality. Get started today.
            </p>
            <a href="#contact" class="inline-block px-16 py-8 bg-white text-purple-600 font-black text-2xl rounded-2xl hover:bg-gray-100 transition-all shadow-2xl">
                Book Free Consultation
            </a>
        </div>
    </div>
</section>


<section class="bg-gradient-to-br from-gray-50 to-white py-20" id="contact">
    <div class="max-w-screen-md mx-auto px-4">
        <div class="text-center mb-12">
            <div class="inline-block px-4 py-2 mb-4 bg-rose-100 text-rose-800 rounded-full text-sm font-semibold">
                Get In Touch
            </div>
            <h2 class="text-4xl md:text-5xl font-extrabold text-gray-900 mb-4">Say Hello</h2>
            <p class="text-xl text-gray-600">Fill out the form below and our team will get back to you within 24 hours</p>
        </div>
        
        <form action="#" class="bg-white p-8 md:p-10 rounded-3xl shadow-2xl border border-gray-100">
            <div class="grid md:grid-cols-2 gap-6 mb-6">
                <div>
                    <label for="name" class="block mb-2 text-sm font-semibold text-gray-900">First Name</label>
                    <input type="text" id="name" class="bg-gray-50 border border-gray-300 text-gray-900 rounded-lg focus:ring-rose-500 focus:border-rose-500 block w-full p-3.5" placeholder="John" required>
                </div>
                <div>
                    <label for="lastname" class="block mb-2 text-sm font-semibold text-gray-900">Last Name</label>
                    <input type="text" id="lastname" class="bg-gray-50 border border-gray-300 text-gray-900 rounded-lg focus:ring-rose-500 focus:border-rose-500 block w-full p-3.5" placeholder="Doe" required>
                </div>
            </div>
            
            <div class="mb-6">
                <label for="email" class="block mb-2 text-sm font-semibold text-gray-900">Email Address</label>
                <input type="email" id="email" class="bg-gray-50 border border-gray-300 text-gray-900 rounded-lg focus:ring-rose-500 focus:border-rose-500 block w-full p-3.5" placeholder="john@example.com" required>
            </div>
            
            <div class="mb-6">
                <label for="subject" class="block mb-2 text-sm font-semibold text-gray-900">Subject</label>
                <select id="subject" class="bg-gray-50 border border-gray-300 text-gray-900 rounded-lg focus:ring-rose-500 focus:border-rose-500 block w-full p-3.5">
                    <option selected>Choose a topic</option>
                    <option value="general">General Inquiry</option>
                    <option value="support">Customer Support</option>
                    <option value="sales">Sales Question</option>
                    <option value="feedback">Feedback</option>
                </select>
            </div>
            
            <div class="mb-6">
                <label for="message" class="block mb-2 text-sm font-semibold text-gray-900">Message</label>
                <textarea id="message" rows="6" class="bg-gray-50 border border-gray-300 text-gray-900 rounded-lg focus:ring-rose-500 focus:border-rose-500 block w-full p-3.5" placeholder="Your message here..." required></textarea>
            </div>
            
            <button type="submit" class="w-full py-4 text-base font-bold text-white bg-gradient-to-r from-rose-600 to-red-600 rounded-lg hover:shadow-xl transition-all">
                Send Message →
            </button>
        </form>
        
        <div class="grid md:grid-cols-3 gap-6 mt-12 text-center">
            <div class="p-4">
                <div class="w-12 h-12 bg-rose-100 rounded-full flex items-center justify-center mx-auto mb-3">
                    <i class="fas fa-phone text-rose-600"></i>
                </div>
                <p class="text-sm font-semibold text-gray-900">+1-408-754-7217</p>
            </div>
            <div class="p-4">
                <div class="w-12 h-12 bg-rose-100 rounded-full flex items-center justify-center mx-auto mb-3">
                    <i class="fas fa-envelope text-rose-600"></i>
                </div>
                <p class="text-sm font-semibold text-gray-900">info@homesinrockaway.com</p>
            </div>
            <div class="p-4">
                <div class="w-12 h-12 bg-rose-100 rounded-full flex items-center justify-center mx-auto mb-3">
                    <i class="fas fa-map-marker-alt text-rose-600"></i>
                </div>
                <p class="text-sm font-semibold text-gray-900">367 Broad Street, Columbus, OH 43215</p>
            </div>
        </div>
    </div>
</section>


<footer class="bg-white">
    <div class="max-w-screen-xl mx-auto px-6 py-16">
        <div class="grid md:grid-cols-4 gap-10">
            <div class="col-span-2 space-y-6">
                <a href="./" class="inline-flex items-center space-x-3">
                    <span class="text-3xl font-black text-gray-900">Homesinrockaway</span>
                </a>
                <p class="text-gray-500 max-w-lg">We combine design, automation, and storytelling to help insurance innovators launch, scale, and lead.</p>
                <div class="flex items-center space-x-4 text-gray-500 text-sm">
                    <span class="flex items-center space-x-2"><i class="fas fa-clock text-rose-600"></i><span>Mon-Fri 8am-6pm</span></span>
                    <span class="flex items-center space-x-2"><i class="fas fa-map-marker-alt text-rose-600"></i><span>367 Broad Street, Columbus, OH 43215</span></span>
                </div>
            </div>
            <div>
                <h3 class="text-lg font-semibold text-gray-900 mb-4">Quick Links</h3>
                <ul class="space-y-3 text-gray-500">
                    <li><a href="./" class="hover:text-roseHome</a></li>
                    <li><a href="about-us.php" class="hover:text-rose-600 transition">About</a></li>

                    <li><a href="blog/" class="hover:text-roseBlog</a></li>
                </ul>
            </div>
            <div>
                <h3 class="text-lg font-semibold text-gray-900 mb-4">Let’s Talk</h3>
                <div class="space-y-3 text-gray-500">
                    <p>Ready to transform your insurance presence? Let’s build your roadmap.</p>
                    <a href="contact.php" class="inline-flex items-center space-x-2 px-5 py-3 rounded-xl bg-gray-900 text-white font-semibold hover:bg-rose-600 transition">
                        <span>Book a session</span>
                        <i class="fas fa-arrow-right"></i>
                    </a>
                </div>
            </div>
        </div>
        <div class="border-t border-gray-200 mt-12 pt-8 flex flex-col md:flex-row md:items-center md:justify-between text-sm text-gray-500">
            <span>© 2026 Homesinrockaway. All rights reserved.</span>
            <div class="flex space-x-6 mt-4 md:mt-0">
                <a href="privacy.php" class="hover:text-rose-600 transition">Privacy</a>
                <a href="terms.php" class="hover:text-rose-600 transition">Terms</a>
                <a href="disclaimer.php" class="hover:text-rose-600 transition">Disclaimer</a>
            </div>
        </div>
    </div>
</footer>

<script src="https://cdnjs.cloudflare.com/ajax/libs/flowbite/2.2.0/flowbite.min.js"></script>

<script>
document.addEventListener('DOMContentLoaded', function() {
    const anchorLinks = document.querySelectorAll('a[href^="#"]');

    anchorLinks.forEach(link => {
        link.addEventListener('click', function(e) {
            const href = this.getAttribute('href');
            if (href === '#' || href === '') return;

            const targetId = href.substring(1);
            const targetElement = document.getElementById(targetId);

            if (targetElement) {
                e.preventDefault();
                const headerOffset = 80;
                const elementPosition = targetElement.getBoundingClientRect().top;
                const offsetPosition = elementPosition + window.pageYOffset - headerOffset;

                window.scrollTo({
                    top: offsetPosition,
                    behavior: 'smooth'
                });
            }
        });
    });
});
</script>

</body>
</html>
